Kyspeaks.com

Malaysian Food Blog, Travel, Diving & More

Tag / lunch money

For those of you who’ve been following this blog and my Instagram feed, you should know that I’m quite big on breakfasts, a big part of my daily routine is figuring out how to start my day with a good dose of morning makan that fuels the rest of the day.

Petronas Gas Station, with Morning @ Mesra
PETRONAS Station, with Mornings@Mesra

Apparently PETRONAS Kedai Mesra shares the same sentiment and now comes up with their very own breakfast offerings that goes by Mornings@Mesra – a range of breakfast combo that includes Mesra Bites, their range of buns that includes cheese stick, sambal ikan bilis, sambal udang, and kaya. There’s quite a selection here to suit anyone’s tastes.

Breakfast at PETRONAS Mornings@Mesra with nasi lemak, karipap, and a piping hot coffee at RM 5! Now available at close to 500 PETRONAS stations in Peninsular Malaysia! Can’t get any more convenient than that. Try it and share with me which breakfast snack is your favourite? . #MesraBites #MorningsAtMesra #BreakfastOnTheGo @petronasbrands

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CAPTION INSTA: Breakfast at PETRONAS Mornings@Mesra with nasi lemak, karipap, and a piping hot coffee at RM 5! Now available at close to 500 PETRONAS stations in Peninsular Malaysia! Can’t get any more convenient than that. Try it and share with me which breakfast snack is your favourite?
#MesraBites #MorningsAtMesra #BreakfastOnTheGo

nasi lemak? Mesra bites buns? Goodday milk? Take your pick
nasi lemak? Mesra bites buns? Goodday milk? Take your pick

Of course, in addition to Mesra Bites, there’s the usual suspects of donuts, karipap, sandwich, and of course, our national favorite – nasi lemak!

The combo consists of Big Bites for RM 5 with a nasi lemak, karipap, and a hot or cold drinks, or you can go with Light Bites at RM 3 or 4 and have a bun + drinks, while kids can opt for Mesra Bites buns + a Goodday chocolate milk for RM 3.

nasi lemak + karipap + drinks = RM 4.90
nasi lemak + karipap + drinks = RM 4.90

I got myself a Big Bite breakfast just the other day with their signature nasi lemak, karipap, and a hot hot drink. A simple yet satisfying breakfast, and I do like the fact that they have set up simple dining table & bench within the Mesra store, very convenient and comfortable, not to mention getting to avoid that whole finding a parking space issue at your typical breakfast stopovers.

dine within, or grab it on the go
dine within, or grab it on the go

The new combo is now available at close to 500 PETRONAS stations with Kedai Mesra within the Peninsular Malaysia, a quick dine in or tapao to be consumed on-the-go, it’s your choice!

Check out www.mymesra.com.my  for more.

For many of us Malaysians, driving to work everyday is a ritual we’re all familiar with, and since we are also a country not particularly blessed with great parking situations, stopping by for breakfast can be a challenge. In fact, it is found that one in four Malaysians ended up skipping breakfast.

PETRONAS breakfast at only RM 5
PETRONAS breakfast at only RM 5

When it comes to breakfast, there are three things most of us look for:

  • accessibility – how am I going to get to that breakfast place?!
  • choice of food – what do they offer? will it be halal? how does it taste?
  • value – I don’t want to spend RM 10 just for breakfast!

 pick any combo of food & drinks to go
pick any combo of food & drinks to go

The good thing is, PETRONAS Mesra has got you covered in all three aspects.

  • accessibility: Many of will pass by a participating Kedai Mesra en route to work
  • choice of food: sandwich, nasi lemak, pulut, kuih, and more!
  • value: combination of main dish with a drink of canned milo or coffee for only RM 5!

choices!

If I’m on the go and have little time to spare, a combination of tuna sandwich and canned Milo is the way to go. Sandwich because I can actually even eat it in the car, and milo to give me that extra protein and feel good stomach.

If a little bit of Malaysian flavor is what I crave, the nasi lemak and coffee provides a great alternative. I’d tapao this and have it at the leisure of the office’s pantry when I get to work.

nasi lemak from Kedai Mesra

If you love pulut and a bit of curry, or some good old fashion Nyonya kuih, grab those instead. All for RM 5 per set.

You can find your nearest Kedai Mesra at http://www.mymesra.com.my/Promotions-@-Get_Breakfast_Combo_for_only_RM5!.aspx

So, remember, feed your stomach in the morning, and now there’s no excuse you can’t grab something filling before hitting the keyboard to start the day.

As a travel destination, this region in the world is definitely one that offers one of the widest variety of awesome food to be found anywhere. Hence it is no coincident that you can find many blogs and websites that talk about food and little else, such as this one you’re reading right now.

However, for someone who is planning to hop on a plane and head to Asia, the vast amount of information available online can sometimes be a little overwhelming – enter Expedia’s Food Guide

Expedia food guide main page

The website curates a small but very useful list of eateries that covers classic street eats as well as Michelin star restaurants that serves a good guide for anyone new to the countries.

As of writing, there are ten different Asian destinations in the list:

  • Seoul
  • Hong Kong
  • Osaka
  • Singapore
  • Taipei
  • Bangkok
  • Penang
  • Hanoi
  • Shanghai
  • Bali

Expedia Penang food guide


Expedia Penang food guide

Being someone from Penang, I naturally clicked on Penang to check out what’s in their recommended list and indeed places such as Feringgi Grill at Rasa Sayang as well as the Ayer Itam Laksa are listed.

expedia food guide 4

Click on the listing and you’ll get further information, including price, hours, address, phone number, a short description, and even direction with an embedded Google Map.

If you’re visiting any of these destinations for a few days, this is definitely a decent list to start.

useful info of the location

useful info of the location

Of course, being an Expedia site, there’re also useful links to check out, including a tourism guide, hotels at the area, and flights.

When you plan for the next trip, do check out Expedia’s Food Guide

When I first started penning this blog, I was a fairly recent graduate with just a few years of working experience. Living in KL, I constantly worried about reducing my credit card debt (stemming from furnishing the house I had just bought) while keeping up with the burden of mortgage payment at the same time.

That is when I got to know “my enemy who is also my friend” – compound interest.

See, if you owe the lender 10 bucks (RM10) and are charged an interest rate of 10% per annum, that 10 bucks will become 30 bucks by the end of 20 years for interest without compound + principal. But with a compound interest of just 10%, you would be looking at coughing up RM73! Incidentally, did you know that banks in Malaysia are permitted to charge daily compounding tiered interest when you miss your credit card payments?

http://www.bnm.gov.my/index.php?ch=en_press&pg=en_press&ac=696&lang=en

Compound interest though, is not always your enemy.

On the other side of the coin, let us look at how compound interest becomes our best friend for investing.

You see, the formula works exactly the same way.

Invest RM10 today with an interest of 10% (which some unit trusts may potentially fetch), by the end of 20 years that same RM10 will be RM72. Or less optimistically, at 7% it’ll be RM40. This is after considering the fact that you’re not adding anything extra to the initial investment.

For this reason, compound interest has often been touted as the eighth wonder of the world when applied to money and investing. Compound interest can help us achieve our financial goals, such as being able to retire comfortably, becoming financially independent, or even achieving millionaire status.

My investment portfolio is still in its infancy, with some unit trusts bought via my EPF Account 2 thus far. However, as I look forward to growing my savings and investments to be better prepared for the future, I’ve now got my eye on several other unit trusts and private retirement schemes. The good news is I am still young and have plenty of time left to invest and take advantage of my friend (compound interest)!

Have you started taking advantage of your friend?

To learn more about the magic of compounding interest and how it can produce the right results for your investments, check out InvestSmart, an investor empowerment initiative by the Securities Commission Malaysia (SC). In addition to providing you with knowledge, information and education, InvestSmart also organises stock market and unit trust seminars for retail investors. The seminars aim to encourage members of the public to take control of their finances so that they can be responsible for their own future and wealth, to equip investors with the knowledge, skills and tools needed to exercise good judgement and discretion in making investment decisions, and to encourage more informed retail participation in the capital market. To find out more, log on to:

www.investsmartsc.my

When it comes to property website, iProperty.com is no stranger to most anyone who’s spent some time looking for their next house, apartment, or condominium. In fact, it was one most definitely one of my most-used website when we were looking for a new house a few years ago.

iProperty Website

To me, the best feature of iProperty has got to be their search by map function, which makes searching for a place so much easier. As they say, real estate is all about location, location, location, right?

iProperty Award banner

Well, other than location, it also helps to know which are the award winning properties, so you get a little extra in terms of recognition and additional selling point for the property you have your eyes on. For this, enter iProperty.com People’s Choice Awards – the most prestigious real estate award for property developers, as voted by home buyers and consumers. In another word, by the public, by us, the most important cog in the wheel of real estate development.

There are 13 award categories this year. They are:

  1. Developer Of The Year
  2. Best Emerging Developer
  3. Best International Developer
  4. Best Township Development
  5. Best Mixed Development
  6. Best Waterfront Development
  7. Best Residential Landed Development
  8. Best Residential High-Rise Development
  9. Best Luxury High-Rise Development
  10. Best Northern Development
  11. Best Southern Development
  12. Best Green Development
  13. Best Value Development

Since it is the People’s Choice Awards, you are the ones who actually get to decide who are the winners (in 2015, the awards gathered over 20,000 votes!)

iProperty Award Gala Dinner

This award is in its third year and it promises to be one of the most recognised and credible property industry awards in the country. By voting for the iProperty.com People’s Choice Awards, you stand a chance to walk away with attractive prizes worth over RM 20,000!

Cast your vote now at www.iproperty.com.my/awards by clicking the Vote Now tab, sign in with FB or iProperty account, and stand a chance to win the following:

  • 2 x (2 Day 1 Night stay at KL Hilton vouchers worth RM 700 each)
  • Sharp 32″ TV
  • 10 (25L of Dulux Pentalite paint cans)
  • 11″ Macbook Air
  • Khind Noodle Cooker
  • Khind Jug Kettle
  • Khind Bread Toaster & more

Here’s how you vote:

First, log into http://www.iproperty.com.my/awards/vote-now and click Vote Now

 

Then, sign in with your iProperty account, if you do not have one, you can create one by using Facebook Connect. You then can update your phone number.

 

Go through each category and click on the nominated developers on top left, descriptions and more information will show up on the center graphic and right panel. Click on Vote for Us button to select your choice.

Go through each category (3 pages in total) to cast your votes

You get to review your selections one last time before submitting the final results. Choose wisely! All done. Now, it’s your turn to vote!

The voting period ends on November 11th, 11.59pm 2016, so don’t miss out! Vote now – http://www.iproperty.com.my/awards/vote-now

Winners of the consumer voting campaign will be announced via iProperty.com main social channels – FB / Google+, Twitter & Instagram no later than Nov 28th, 2016. Be sure to follow iProperty.com’s social media channels to see if you are a winner.