The most important tool anyone has these days has got to be a smart phone. With the ability to summon strangers over the internet to help us achieve what we want, it makes us that much more efficient and makes life that much awesome.
Latest to the fray in KL is UberEATS, which is now available from 21st September during the launch event which I was fortunate to be invited to witness.
Update 2018: UberEATS has ceased operations in Malaysia
The UberEATS application is available both on Android and IOS. At launch date, the service is covering KL CBD, Bangsar, and Damansara Height from 9am to midnight, seven days a week.
If you live or work in these areas, it is most definitely something to check out. I suspect they’ll increase coverage area pretty soon, like how initial Uber service was launched.
UberEats application is now in Android & IOS
You can already find quite a number of restaurants participating in UberEATS – from cafe food, Western delights, to nasi lemak, and even ice cream. I also particularly like how they can be sorted by type of cuisine, popularity, or most importantly – by delivery time!
halal & non-halal shipping containers, chef Christian Recomio from Sitka
At the launch event, we were also informed that UberEATS pay attention our unique local culture and came up with a different carrying case each for halal and non-halal food, which I thought is a good way to ensure cultural sensitivity is taken care of.
UberEATS, officially launched
Download the app today and check it out. I also got a promo code for you, key in eats-7sy3s and get RM 15 off your order via UberEATS.
As a travel destination, this region in the world is definitely one that offers one of the widest variety of awesome food to be found anywhere. Hence it is no coincident that you can find many blogs and websites that talk about food and little else, such as this one you’re reading right now.
However, for someone who is planning to hop on a plane and head to Asia, the vast amount of information available online can sometimes be a little overwhelming – enter Expedia’s Food Guide
The website curates a small but very useful list of eateries that covers classic street eats as well as Michelin star restaurants that serves a good guide for anyone new to the countries.
As of writing, there are ten different Asian destinations in the list:
Expedia Penang food guide
Being someone from Penang, I naturally clicked on Penang to check out what’s in their recommended list and indeed places such as Feringgi Grill at Rasa Sayang as well as the Ayer Itam Laksa are listed.
Click on the listing and you’ll get further information, including price, hours, address, phone number, a short description, and even direction with an embedded Google Map.
If you’re visiting any of these destinations for a few days, this is definitely a decent list to start.
useful info of the location
Of course, being an Expedia site, there’re also useful links to check out, including a tourism guide, hotels at the area, and flights.
When I first started penning this blog, I was a fairly recent graduate with just a few years of working experience. Living in KL, I constantly worried about reducing my credit card debt (stemming from furnishing the house I had just bought) while keeping up with the burden of mortgage payment at the same time.
That is when I got to know “my enemy who is also my friend” – compound interest.
See, if you owe the lender 10 bucks (RM10) and are charged an interest rate of 10% per annum, that 10 bucks will become 30 bucks by the end of 20 years for interest without compound + principal. But with a compound interest of just 10%, you would be looking at coughing up RM73! Incidentally, did you know that banks in Malaysia are permitted to charge daily compounding tiered interest when you miss your credit card payments?
Compound interest though, is not always your enemy.
On the other side of the coin, let us look at how compound interest becomes our best friend for investing.
You see, the formula works exactly the same way.
Invest RM10 today with an interest of 10% (which some unit trusts may potentially fetch), by the end of 20 years that same RM10 will be RM72. Or less optimistically, at 7% it’ll be RM40. This is after considering the fact that you’re not adding anything extra to the initial investment.
For this reason, compound interest has often been touted as the eighth wonder of the world when applied to money and investing. Compound interest can help us achieve our financial goals, such as being able to retire comfortably, becoming financially independent, or even achieving millionaire status.
My investment portfolio is still in its infancy, with some unit trusts bought via my EPF Account 2 thus far. However, as I look forward to growing my savings and investments to be better prepared for the future, I’ve now got my eye on several other unit trusts and private retirement schemes. The good news is I am still young and have plenty of time left to invest and take advantage of my friend (compound interest)!
Have you started taking advantage of your friend?
To learn more about the magic of compounding interest and how it can produce the right results for your investments, check out InvestSmart, an investor empowerment initiative by the Securities Commission Malaysia (SC). In addition to providing you with knowledge, information and education, InvestSmart also organises stock market and unit trust seminars for retail investors. The seminars aim to encourage members of the public to take control of their finances so that they can be responsible for their own future and wealth, to equip investors with the knowledge, skills and tools needed to exercise good judgement and discretion in making investment decisions, and to encourage more informed retail participation in the capital market. To find out more, log on to:
Congratulations to Nico Rosberg, who was recently crowned as the 2016 Formula One champion, a title well earned after battling with teammates and closest rival Lewis Hamilton for so many years.
KY & Nico Rosberg, 2013
Nico also promptly announced his retirement, which came as a complete surprise to most everyone, but ultimately it was a decision that few can make, to go out on the top and to put his family first an foremost in his mind. The first father & son champion.
I was very lucky to be part of an event back in 2013 where Nico & Lewis raced in a small strip of road at Putrajaya on a couple Mercedes A250 cars. When a seat opened, I jumped in and had a time of my life with Nico as our driver racing with Hamilton. I’ll forever cherish that special moment being in a car driven by an eventual Formula One champion.
Nico in a Mercedes A250
The photos and video were kept as a draft that was never published of this blog due to various reasons, but I thought it’s the perfect time to do so. After all, this is my place on the internet where I keep significant memories.
When it comes to property website, iProperty.com is no stranger to most anyone who’s spent some time looking for their next house, apartment, or condominium. In fact, it was one most definitely one of my most-used website when we were looking for a new house a few years ago.
To me, the best feature of iProperty has got to be their search by map function, which makes searching for a place so much easier. As they say, real estate is all about location, location, location, right?
Well, other than location, it also helps to know which are the award winning properties, so you get a little extra in terms of recognition and additional selling point for the property you have your eyes on. For this, enter iProperty.com People’s Choice Awards – the most prestigious real estate award for property developers, as voted by home buyers and consumers. In another word, by the public, by us, the most important cog in the wheel of real estate development.
There are 13 award categories this year. They are:
Developer Of The Year
Best Emerging Developer
Best International Developer
Best Township Development
Best Mixed Development
Best Waterfront Development
Best Residential Landed Development
Best Residential High-Rise Development
Best Luxury High-Rise Development
Best Northern Development
Best Southern Development
Best Green Development
Best Value Development
Since it is the People’s Choice Awards, you are the ones who actually get to decide who are the winners (in 2015, the awards gathered over 20,000 votes!)
This award is in its third year and it promises to be one of the most recognised and credible property industry awards in the country. By voting for the iProperty.com People’s Choice Awards, you stand a chance to walk away with attractive prizes worth over RM 20,000!
Cast your vote now at www.iproperty.com.my/awards by clicking the Vote Now tab, sign in with FB or iProperty account, and stand a chance to win the following:
2 x (2 Day 1 Night stay at KL Hilton vouchers worth RM 700 each)
Then, sign in with your iProperty account, if you do not have one, you can create one by using Facebook Connect. You then can update your phone number.
Go through each category and click on the nominated developers on top left, descriptions and more information will show up on the center graphic and right panel. Click on Vote for Us button to select your choice.
Go through each category (3 pages in total) to cast your votes
You get to review your selections one last time before submitting the final results. Choose wisely! All done. Now, it’s your turn to vote!
Winners of the consumer voting campaign will be announced via iProperty.com main social channels – FB / Google+, Twitter & Instagram no later than Nov 28th, 2016. Be sure to follow iProperty.com’s social media channels to see if you are a winner.