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Several months ago, I wrote about how putting in the time and effort to invest your money can sometimes make your smaller (or bigger) dreams or life goals become true.

Have you started investing since then? If yes, great, otherwise, well, don’t feel too bad. Perhaps you’re like one of the many of us who’ve been busy catching Pokémon at the shopping mall (KLCC park’s got some great rare ones!). But either way, wouldn’t it be great if you could chill at the mall catching Pokémon and still have the time to learn and do some ACTUAL investing?

Well, InvestSmart, an investor empowerment initiative by Securities Commission Malaysia (SC) is making this happen at INVESTSMART FEST 2016 @ Mid Valley Exhibition Centre (MVEC), Kuala Lumpur from Friday to Sunday, 23 to 25 September 2016! And for you Pokémon trainers out there, there are also actually loads of Pokéstops within MVEC!

INVESTSMART FEST 2016 is the third edition of InvestSmart’s biggest ever retail investor event, gathering capital market institutions, associations, industry players and relevant government agencies under one roof. So, head on over to INVESTSMART FEST 2016 to experience a fun investment carnival atmosphere for the entire family, with an emphasis on digital elements and technology.

There’s plenty to do at the event, there’s traditional carnival games such as duck hunt and basketball shoot, to fun photo opportunities with a replica ferris wheel and carousel, there’s something for everyone. Most importantly, there are many acclaimed SME (Subject Matter Experts) who will be there to teach you how to make your money work harder by investing in capital market products such as shares, unit trusts, warrants, bonds, derivatives, private retirement schemes (PRS) and equity crowdfunding. If some of those words sound like new vocabulary to you, this is the place to go and learn more.

With more than 40 booths featuring brokers, fund managers, PRS providers, and equity crowdfunding operators, INVESTSMART FEST 2016 is the perfect platform for you to learn about, discover and invest in a variety of products to expand your portfolio. Best of all, this event is open to the public and entry is FREE!

To make it sweeter, INVESTSMART FEST 2016 will also feature a digital arena, mystery celebrity appearance, lucky and “Mega” lucky draws, a dedicated Play Area for Kids, free popcorn, ice-cream, cotton candy, FREE goodie bags and so much more. I believe this is definitely one of the more interesting, fun and inclusive approaches to investor education, it isn’t one of those old fashioned or boring sort of engagements.

So, instead of just hunting for Pokémon at Mid Valley this month, do yourself a favor by starting to plan for the long term future and learning to invest by checking out INVESTSMART FEST from 23-25 September 2016. Log on to www.investsmartsc.my/isf2016.html and REGISTER NOW to receive easier and faster PRIORITY ACCESS. Alternatively, you can register on their Facebook page at https://www.facebook.com/InvestSmartSC/

The future is in your hands!

After dating for some 5 years, last February, Haze and I decided to put signatures to the paper and completed our ROM. It was followed by a simple luncheon of some two dozen members of close friends and family members to mark the start of the next chapter of life.

ROM KY & Haze

While this space mainly showcases our food adventures from local hawker fare to some of the higher end fine dining establishments, believe it or not we do actually do a lot more than just eat.

hiking at Penang hill
hiking at Penang hill

In a bit to get healthy and stay active, getting a good sweating session is always welcomed. When we were in Penang we took the opportunity to take a hike up to Penang hill via the moon gate trail to #5 station. Somehow got lost along the way and spent 3 hours on some less travelled trail, good fun. This is partly in preparation for our upcoming Gunung Kinabalu hike, which I think will be plenty of fun.

Since we’re not exactly young-lings anymore, it is also in our best interest to have a better journey to wellness. While exercise is an important portion, choosing a healthy diet is also rather important. We cook more often at home, and sometimes do choose a healthier option while eating out.

vegetarian dinner at Setia City Mall

Being available for your loved ones for the long haul is also about staying healthy and protected.

Then of course, there’s the third and often overlooked point – being financially stable and ready for any unexpected events.

We’re fortunate enough to be in the middle income group and basically be able to afford everything we need, and some of the things we want, but adding a little bit of financial preparedness never hurt.

For some of you who may be in similar shoes like us, check out Zurich FlexiLife Plus.

zurich game 

Additionally, head to Zurich Insurance Malaysia FB page, there’s a little game in which you can play to stand a chance and win a grand prize of RM 4000 travel voucher + RM 1000 cash allowance. There’re also other prizes such as 2 iPhone 6s, 2 Samsung Galaxy S7 Edge, and 3 Fitbit Charge HR wristband (I am currently using one!).

Also, please check out this video.

In the meantime, stay healthy and grow well!

Have you ever dreamed of being able to travel the world? If yes, are you still dreaming or have you made it come true? Regardless, I’m sure we can all agree on one thing: Being able to travel comfortably usually requires you to make an “investment”, be it your time and effort in saving money for the trip, or actually investing your money, where you can then use the returns or dividends to finance your trip.

traveling to Bali, Anilao, Maldives, London

Some of the most common ways to achieve your long term financial goals include savings & fixed deposits, investing in property (a second home, perhaps?), and of course, unit trust funds & investing in the stock market.

However, fixed deposits tend to yield average returns, and while buying a second home is a simple enough investment option, the 2016 property market is expected to be a bit subdued, so your rental returns may not be enough to offset your monthly mortgage, leaving you in more debt.

And then there are stocks, unit trusts, bonds, derivatives, and other investment products. Well, they can get complicated, no?

Enter InvestSmart, an investor empowerment initiative by Securities Comission Malaysia (SC), organising seminars for retail investors (like you and me) so that we, the public can be better educated on investment methods, taking control of our finances and  being fully responsible for our own investment decisions and (hopefully) achieving future wealth.

The seminars will cover basic fundamental topics such as how to:

  • Understand the role of market sentiment, technical analysis and identify the trading risks involved;
  • Spot the right opportunities for trading or investing;
  • Conduct fundamental research on listed companies in Bursa Malaysia, and
  • Distinguish between stock trading and stock investing.

These seminars are held NATIONWIDE every SATURDAY and will equip investors with the necessary skills, knowledge, and tools needed to exercise good judgement and discretion in making sound investment decisions, very important not only to new and aspiring investors, but perhaps even the seasoned veterans as well. Guess what, you can even keep up with InvestSmart via Facebook! Find out where the next seminar is happening, or when InvestSmart’s Mobile Kiosk will be coming to a location near you at https://www.facebook.com/InvestSmartSC. Interestingly, InvestSmart has also roped in local celebrities Neelofa, Aaron Aziz, Scha Alyahya, Awal Ashaari, Shaheizy Sam and Elfira Loy to promote simple and witty investment messages on Instagram, so be sure to follow them!

Based on what I’ve read on the InvestSmart website so far (www.investsmsartsc.my), I’d say that articles such as 5 Investment Tips For Beginners would be really great if you are looking to kick-start your investment knowledge with the basics.

Do yourself a favor and check out www.investsmartsc.my and do plan to attend their events to learn more. The future is in your hand!

Disclaimeredited/written by InvestSmart, a Securities Commission Malaysia initiative

I did a short Q&A with Jetstar Magazine talking about some of my favorite places in Kuala Lumpur, it’s published on the April edition. I’m keeping a copy of the PDF here for memory sake. 😀

jetstar magazine April 2016
Jetstar Asia April – 2016  Q&A (click for PDF)

When I first starting having a website on the internet some years back, I was in my early twenties. I was able to jump from 10 feet high without batting an eyelid, eat 2-3 bowls of rice on a good dinner, and of course, the topic of hair loss never once cross my mind.

Abbott CG 210 for men & women
Abbott CG 210 for men & women

Fast forward more than a dozen years later, while it looks like I did not draw the short end of the genetic stick that  leads to male pattern baldness, I do notice that it is quite obvious that I don’t have the same thickness of hair as before (something that was also commented by my long time hair stylist).

So maybe it is time to take some active measures to do something about this.

Abbott CG 210 is supplied with a cannula for easier application
Abbott CG 210 is supplied with a cannula for easier application

Enter CG 210 Hair & Scalp Essence – a product by Abbott Laboratories that can help manage hair loss by reducing excessive shedding and to promote healthy hair growth.

The product provides the four following clinically proven results:

  • Reduces hair shedding
  • Increases hair thickness
  • Improves healthy hair
  • Promotes new healthy hair

Which sounds pretty good, so I’m giving it a try.

giving the spray on essence a try for hair loss management
giving the spray on essence a try for hair loss management

The application is actually fairly easy. Basically you want to have the essence on your scalp, instead of on your hair. To make life easier, CG210 comes with a cannula to make this job rather stress free. Spray a little, massage it on, move on to the next “coverage area”, repeat.

The essence is made from natural botanical formulation, and as I apply it to my scalp, it was quite a neutral feeling. There’s no irritation, not oily, not sticky, nor does it have any strong smell to it, though it does have some light fragrances (different for men & women).

instructions are simple to follow
instructions are simple to follow

Hair management is not an overnight or a one time application type of deal, most users observe positive results in less shedding after 28 days, and many felt that their hair were in good health after 56 days of us (according to studies). So this is something that I’ll continue to use. The 3 bottles should last me 3 months, and pictures from 3 months later should show me how effective Abbott CG210 is to my flock.

You can get the product in selected private hospitals, clinics and all leading pharmacies. If you need further information, please call Abbott Lifeplus careline 1-800-88-0709 or visit the website at www.cg210.com.my

Disclaimer: Compensation was received from Abbott for the writing of this article, Abbott believes that consumers & bloggers are free to form their own opinion & share the words.