For many of us Malaysians, driving to work everyday is a ritual we’re all familiar with, and since we are also a country not particularly blessed with great parking situations, stopping by for breakfast can be a challenge. In fact, it is found that one in four Malaysians ended up skipping breakfast.
PETRONAS breakfast at only RM 5
When it comes to breakfast, there are three things most of us look for:
accessibility – how am I going to get to that breakfast place?!
choice of food – what do they offer? will it be halal? how does it taste?
value – I don’t want to spend RM 10 just for breakfast!
pick any combo of food & drinks to go
The good thing is, PETRONAS Mesra has got you covered in all three aspects.
accessibility: Many of will pass by a participating Kedai Mesra en route to work
choice of food: sandwich, nasi lemak, pulut, kuih, and more!
value: combination of main dish with a drink of canned milo or coffee for only RM 5!
If I’m on the go and have little time to spare, a combination of tuna sandwich and canned Milo is the way to go. Sandwich because I can actually even eat it in the car, and milo to give me that extra protein and feel good stomach.
If a little bit of Malaysian flavor is what I crave, the nasi lemak and coffee provides a great alternative. I’d tapao this and have it at the leisure of the office’s pantry when I get to work.
If you love pulut and a bit of curry, or some good old fashion Nyonya kuih, grab those instead. All for RM 5 per set.
The most important tool anyone has these days has got to be a smart phone. With the ability to summon strangers over the internet to help us achieve what we want, it makes us that much more efficient and makes life that much awesome.
Latest to the fray in KL is UberEATS, which is now available from 21st September during the launch event which I was fortunate to be invited to witness.
The UberEATS application is available both on Android and IOS. At launch date, the service is covering KL CBD, Bangsar, and Damansara Height from 9am to midnight, seven days a week.
If you live or work in these areas, it is most definitely something to check out. I suspect they’ll increase coverage area pretty soon, like how initial Uber service was launched.
UberEats application is now in Android & IOS
You can already find quite a number of restaurants participating in UberEATS – from cafe food, Western delights, to nasi lemak, and even ice cream. I also particularly like how they can be sorted by type of cuisine, popularity, or most importantly – by delivery time!
halal & non-halal shipping containers, chef Christian Recomio from Sitka
At the launch event, we were also informed that UberEATS pay attention our unique local culture and came up with a different carrying case each for halal and non-halal food, which I thought is a good way to ensure cultural sensitivity is taken care of.
UberEATS, officially launched
Download the app today and check it out. I also got a promo code for you, key in eats-7sy3s and get RM 15 off your order via UberEATS.
As a travel destination, this region in the world is definitely one that offers one of the widest variety of awesome food to be found anywhere. Hence it is no coincident that you can find many blogs and websites that talk about food and little else, such as this one you’re reading right now.
However, for someone who is planning to hop on a plane and head to Asia, the vast amount of information available online can sometimes be a little overwhelming – enter Expedia’s Food Guide
The website curates a small but very useful list of eateries that covers classic street eats as well as Michelin star restaurants that serves a good guide for anyone new to the countries.
As of writing, there are ten different Asian destinations in the list:
Expedia Penang food guide
Being someone from Penang, I naturally clicked on Penang to check out what’s in their recommended list and indeed places such as Feringgi Grill at Rasa Sayang as well as the Ayer Itam Laksa are listed.
Click on the listing and you’ll get further information, including price, hours, address, phone number, a short description, and even direction with an embedded Google Map.
If you’re visiting any of these destinations for a few days, this is definitely a decent list to start.
useful info of the location
Of course, being an Expedia site, there’re also useful links to check out, including a tourism guide, hotels at the area, and flights.
When I first started penning this blog, I was a fairly recent graduate with just a few years of working experience. Living in KL, I constantly worried about reducing my credit card debt (stemming from furnishing the house I had just bought) while keeping up with the burden of mortgage payment at the same time.
That is when I got to know “my enemy who is also my friend” – compound interest.
See, if you owe the lender 10 bucks (RM10) and are charged an interest rate of 10% per annum, that 10 bucks will become 30 bucks by the end of 20 years for interest without compound + principal. But with a compound interest of just 10%, you would be looking at coughing up RM73! Incidentally, did you know that banks in Malaysia are permitted to charge daily compounding tiered interest when you miss your credit card payments?
Compound interest though, is not always your enemy.
On the other side of the coin, let us look at how compound interest becomes our best friend for investing.
You see, the formula works exactly the same way.
Invest RM10 today with an interest of 10% (which some unit trusts may potentially fetch), by the end of 20 years that same RM10 will be RM72. Or less optimistically, at 7% it’ll be RM40. This is after considering the fact that you’re not adding anything extra to the initial investment.
For this reason, compound interest has often been touted as the eighth wonder of the world when applied to money and investing. Compound interest can help us achieve our financial goals, such as being able to retire comfortably, becoming financially independent, or even achieving millionaire status.
My investment portfolio is still in its infancy, with some unit trusts bought via my EPF Account 2 thus far. However, as I look forward to growing my savings and investments to be better prepared for the future, I’ve now got my eye on several other unit trusts and private retirement schemes. The good news is I am still young and have plenty of time left to invest and take advantage of my friend (compound interest)!
Have you started taking advantage of your friend?
To learn more about the magic of compounding interest and how it can produce the right results for your investments, check out InvestSmart, an investor empowerment initiative by the Securities Commission Malaysia (SC). In addition to providing you with knowledge, information and education, InvestSmart also organises stock market and unit trust seminars for retail investors. The seminars aim to encourage members of the public to take control of their finances so that they can be responsible for their own future and wealth, to equip investors with the knowledge, skills and tools needed to exercise good judgement and discretion in making investment decisions, and to encourage more informed retail participation in the capital market. To find out more, log on to:
Congratulations to Nico Rosberg, who was recently crowned as the 2016 Formula One champion, a title well earned after battling with teammates and closest rival Lewis Hamilton for so many years.
KY & Nico Rosberg, 2013
Nico also promptly announced his retirement, which came as a complete surprise to most everyone, but ultimately it was a decision that few can make, to go out on the top and to put his family first an foremost in his mind. The first father & son champion.
I was very lucky to be part of an event back in 2013 where Nico & Lewis raced in a small strip of road at Putrajaya on a couple Mercedes A250 cars. When a seat opened, I jumped in and had a time of my life with Nico as our driver racing with Hamilton. I’ll forever cherish that special moment being in a car driven by an eventual Formula One champion.
Nico in a Mercedes A250
The photos and video were kept as a draft that was never published of this blog due to various reasons, but I thought it’s the perfect time to do so. After all, this is my place on the internet where I keep significant memories.