In 2011 I went to Bali, it was my birthday trip with Haze, we saw manta rays, mola-mola, ate bebek, babi guling, and visited a bunch of art houses and relaxed by the pool. It was in all, an excellent trip and we truly enjoyed ourselves the few days we were there and plan to return sometime in the future.

travel to Bali, 2012

But that however, wasn’t my first trip to Indonesia. My first trip to Indonesia was made when I was 4 year old. A trip to Medan with my parents that I only remember through the stories from them (didn’t even have many photos back then).

The one thing that mom always brought up was how worried she was when the 4-year old me started having diarrhea mid way through the trip. Luckily for everyone, I made a recovery the next day or two and nothing serious came out of it.

futsal injuries, torn MCL and dislocated elbow on different occasions

Then there’s injuries. This year isn’t a particularly awesome year for me when it comes to physical safety. I tore my MCL (a knee ligament) earlier in the year and in September I dislocated my elbow. Both were freak accidents while playing futsal, and happened relatively close to home.

But what if these stories have a slightly different twists?

What if the 4 year old me needed medical help in Medan? Or that those futsal injuries were suffered while running around in Myanmar? What to do then? Who to call?  Does the country you are traveling even have the appropriate medical facilities?

Or consider these other scenarios:

  • You travel and your luggage never arrived (this happens more than it should)
  • Your passport and wallet got stolen in a foreign country, you have no emergency cash and no idea who to call
  • You planned to visit a country and suddenly there was a terrorist attack or natural disaster, trip had to be canceled but you’ve already paid for everything
3 dogs on a bike

These are some of the things that most of us don’t want to think about nor plan for in a trip. We like to think of which museum to visit, tourist spots to check out, and what strange and exciting dishes to try, but not these and many other unpleasant scenarios that we should have contingencies in place.

And this is where Travel Insurance comes in, and it is something that’s plenty simple to do to get yourself covered for the scenarios above.

Some of the key benefits:

  • You are covered even before you make your ways to the airport with cancellation coverage in case  you fall severely sick
  • There’s a 24/7 doctors on call that speaks in your home language (Imagine trying to speak with Vietnamese or Burmese local doctors)
  • If you travel alone and are severely hospitalized for over 5 days, you can send your loved ones to be by your bedside (subjected to claim limit)

chartis direct online quotation

For a very small fraction of what you’d spend in the trip, you can get yourself covered in all these –  Medical/Travel Inconveniences/Natural Disaster/Terrorist/Child Guard/Loss of Money & Travel Docs.

For those who travels more frequently, there’s also an option to purchase travel insurance for the whole year as well. This eliminates the hassle of having to purchase on per-trip basis, and on top of that it is a cheaper solution too.

Click here to purchase and get yourself covered, everything can be done online in just a few easy steps (screenshot above). It is definitely something that should be made a habit for any trip. Don’t you think?

Do check out the Around the World with Chartis facebook application. The application has some very useful travel information as well as a source of inspiration for your next destination!

Disclaimer: This is a Sponsored Post written by me on behalf of Chartis Malaysia Insurance Berhad. The opinions expressed here represent my own and not those of Chartis Malaysia Insurance Berhad.


Itinerary? Check. Luggage? Check. Foreign Currency? Check. Coverage? Er…
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8 thoughts on “Itinerary? Check. Luggage? Check. Foreign Currency? Check. Coverage? Er…

  • November 28, 2012 at 9:58 am

    I use Chartis travel insurance! I claimed like RM500 cause my luggage got delayed in Beijing and cause I had to go to a hospital in Singapore. Super fast claims too.

    • November 29, 2012 at 2:33 pm

      Mellissa: that sounds good! Shall do that every trip 😀

  • November 29, 2012 at 9:52 am

    yeah travel insurance is really important.

    • November 29, 2012 at 2:34 pm

      eiling: haha the travel queen spoke!

  • November 29, 2012 at 8:26 pm

    Travel insurance does help especially if you are travelling to unfamiliar places abroad. This helps in making travel issues a lot easier to manage. I actually agree with having travel insurance though keep in mind of the options you consider especially when you are simply travelling less frequent like twice each year. There are options that are already too much for you and may seem unnecesary.

    • November 30, 2012 at 12:05 pm

      Tom Miller: that’s true to every type of insurance coverage too. 🙂

    • December 6, 2012 at 4:59 pm

      missyblurkit: very professionally. lol.


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